Bexar County property-tax guidance

Understand the number. Protect the deadline.

Separate value from tax, exemptions from payment plans, and a current bill from a delinquent balance—then take the right question to the right office.

No address required No document upload Reviewed August 2026
FindCorrect account and tax yearDecodeValue, exemption, rate, levyCalendarProtect the next deadlineResolveProtest, correct, pay, or plan
One property, several authorities

First identify who controls the answer.

Appraisal desk

Bexar Central Appraisal District

Market, assessed and taxable value; property characteristics; exemptions; ownership/mailing appraisal record; protest process.

Open BCAD
Collection desk

Tax Assessor-Collector

Tax statements, live balances, payments, receipts, current plans, delinquent arrangements, penalties and interest for accounts it collects.

Open Tax Office
Legal / title desk

Qualified professional

Tax suits, foreclosure-sale notices, ownership disputes, lien priority, estate authority, bankruptcy, or advice about legal rights.

Bring the notice, account history, deed, and exact deadline.
Interactive tool 01

Send the problem to the right desk.

Value, exemptions, bills, collections, escrow, and title are related—but different offices control them.

0/5answered
01What are you trying to solve?
02Which tax stage are you in?
03How is the property used?
04Does a special owner category apply?
05Who normally pays the bill?
Interactive tool 02

Rebuild the bill line by line.

Each taxing unit can have a different taxable value and rate. Copy figures from the official records; this worksheet does not fetch or replace the tax account.

Market-to-assessed difference$0.00This is not necessarily an exemption amount.
Taxing unitTaxable valueRate per $100Estimated levy
$0.00
$0.00
$0.00
Worksheet levy total$0.00Before payments, penalties, interest, fees, or credits.

Math check: taxable value × rate ÷ 100. If this total differs from the bill, recheck the year, each unit's taxable value and rate, and whether the statement includes prior balances or collection amounts.

Exemptions reduce taxable value

Check the person, the property, and the tax year.

A homestead benefit is not a generic senior discount and not every exemption applies to every taxing unit. Eligibility can turn on occupancy, ownership, disability status, service-connected rating, survivor status, documents, and timing.

IdentityCurrent Texas ID or an applicable documented exception
OccupancyPrincipal residence facts and acquisition/qualification date
OwnershipRecorded deed or BCAD-requested heir, trust, estate, or manufactured-home evidence
QualificationAge, disability, VA, marriage/death, or survivor support as applicable
Interactive tool 03

Exemption conversation starter

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Select every statement that might fit. This creates questions for BCAD; only the chief appraiser determines eligibility.

2026 working calendar

The deadline on your own notice or agreement controls.

This local snapshot was reviewed August 31, 2026. Weekend/holiday adjustments and special account dates can apply; confirm every date with the official office.

01

Jan 31

Last day to pay the 2025 bill without ordinary penalty and interest; first Quarter-Pay installment due (2026 observed date may shift).

02

Mar 31

Second Quarter-Pay installment due.

03

May 15

BCAD's published 2026 protest deadline; a 30-days-after-notice rule may control instead.

04

May 31

Third Quarter-Pay installment due, subject to weekend/holiday rule.

05

Jun 30

Second Half-Pay installment due; Bexar calendar also flags the last arrangement date before July attorney-fee escalation for certain past-due 2025 taxes.

06

Jul 31

Fourth Quarter-Pay installment due.

07

October

Current-year statements begin; eligible 10-Month Plan can begin; verify enrollment instructions.

08

Nov 30

First Half-Pay installment due for the current tax year.

Published Bexar payment routes

A plan is a rule set, not just smaller payments.

Confirm eligibility, start date, written notice, amount, postmark/payment method, and what happens if a payment is late.

One-time

Current bill generally due by January 31 following the tax year, subject to the official calendar.

Half-Pay

Available broadly for eligible current accounts: at least half by November 30, remainder by June 30.

Quarter-Pay

For qualifying residence homesteads with age 65+, disability, or specified veteran exemptions; published quarterly dates apply.

10-Month

Bexar's program for qualifying homesteads with listed exemptions; payments October through July when timely enrolled.

Prepayment

Build toward the coming bill before statements arrive; use the official enrollment process.

Past-due arrangement

Contact the Tax Office for account-specific down payment and installment terms; this does not erase accrued amounts.

Before signing any delinquent installment agreement, read it fully. The Texas Comptroller warns that state law can treat the signature as an irrevocable admission that the covered taxes are owed.

Urgent notice? Use the notice, not this page, as your clock.

If you have a delinquency demand, collection letter, lawsuit, judgment, order of sale, or scheduled tax sale, contact the office or counsel named on it and qualified Texas legal counsel immediately. Do not assume an online form, phone message, protest, exemption application, or partial payment pauses the proceeding.

Property-tax questions

Make every number identify its source and year.

Most confusion disappears when the account, tax year, taxing unit, value type, and payment status are written down.

Who sets my property value?

Bexar Central Appraisal District (BCAD) appraises property and administers exemptions. The Bexar County Tax Assessor-Collector calculates and collects bills for the jurisdictions it serves; it does not set values or tax rates.

Why are market, assessed, and taxable value different?

Market value is BCAD's estimate as of the statutory appraisal date. Assessed value may reflect appraisal limitations or special appraisal. Taxable value is generally assessed value minus exemptions and can differ by taxing unit.

When is a protest due?

BCAD states the ordinary deadline is May 15 or 30 days after the Notice of Appraised Value was delivered, whichever applies. Read the date on the current notice and confirm with BCAD; special circumstances can have different deadlines.

What if I never received a tax bill?

The Tax Office warns that failure to receive a notice generally does not erase the tax, lien, due date, penalty, interest, or collection procedure. Check the online account and correct the mailing information promptly.

Can I pay in parts?

Bexar County publishes Half-Pay, Quarter-Pay, 10-Month, prepayment, one-time, and other arrangements. Eligibility, enrollment, written-notice requirements, and deadlines vary. Delinquent arrangements are separate from current-year statutory options.

Does a deferral erase the taxes?

No. A qualifying deferral postpones collection; it does not cancel the tax. The Texas Comptroller says interest can continue and the deferred balance becomes due after the deferral ends under the statutory rules.

My mortgage company pays through escrow—am I done?

Verify the Tax Office balance and the servicer's actual disbursement. An escrow estimate is not proof that the correct account and year were paid. Review any supplemental or corrected bill too.

Can this site tell me exactly what I owe?

No. The live Tax Office account is the source for the collected balance, and BCAD is the source for appraisal/exemption records. The tools here help reconcile and prepare questions without collecting your address or documents.

Private planning, official verification

Find the account. Protect the date. Take one documented action.

Start with a five-answer path that names the office and the next questions.

Build my action path